Business Insurance Built for Small Business
Protect the business you've worked hard to build. Knox Life Solutions can connect business owners with ERGO NEXT Insurance for a streamlined online quoting experience designed for a wide range of professions and industries. ERGO NEXT states that its business insurance solutions serve more than 1,300 professions.
Online quoting • Coverage options for 1,300+ professions • Designed for small businesses
WHO CAN EXPLORE COVERAGE?
Coverage for Many Types of Businesses
Construction & Contractors
Coverage options for contractors, tradespeople, builders, and construction professionals.
Food & Beverage
Insurance solutions for restaurants, caterers, food-service businesses, and related operations.
Retail & E-Commerce
Coverage options for storefronts, online sellers, and retail businesses.
Offices & Professionals
Solutions for consultants, professional service businesses, and office-based companies.
Cleaning Businesses
Coverage for residential and commercial cleaning operations.
Other Industries
ERGO NEXT serves a wide range of occupations and professions. Eligibility and products vary by business type and state.
Coverage Designed Around Your Business
Available products may include, depending on business type, state, eligibility, and underwriting:
General Liability Insurance
Helps protect against certain third-party bodily injury, property damage, and related liability claims.
Business Owner's Policy
May combine certain business liability and property protections into one policy.
Workers' Compensation
Coverage for eligible employee work-related injuries and illnesses, where available or required.
Commercial Property Insurance
Protection options for eligible business property, equipment, inventory, and physical assets.
Commercial Auto Insurance
Insurance options for eligible vehicles used for business purposes.
Professional Liability / Errors & Omissions
Protection for certain claims involving professional services, mistakes, or alleged negligence.
Tools & Equipment Coverage
Coverage options for eligible business tools and equipment.
Employment Practices Liability
Certain protection related to eligible employment-related claims where available.
WHY BUSINESS OWNERS CHOOSE ONLINE QUOTING
How It Works: Get Your Business Insurance Quote
STEP 1 — Tell Us About Your Business
Select your industry, state, and answer basic questions about your operation.
STEP 2 — Review Available Coverage
ERGO NEXT determines available products and pricing based on your business information, location, eligibility, and underwriting.
STEP 3 — Continue With Your Quote
Eligible applicants can continue through ERGO NEXT's online quote experience.
NEXT Is Now ERGO NEXT Insurance
NEXT Insurance is now ERGO NEXT Insurance. ERGO NEXT describes the company as combining its digital-first insurance experience with the global financial strength of Munich Re.
Protection for Your Business and the People Behind It
Knox Life Solutions helps business owners look beyond a single type of insurance. We can assist with health insurance, employee benefits, life insurance, supplemental coverage, and connections to commercial insurance solutions designed for the business itself.
Business Health Coverage
Explore health-benefit solutions for owners and employees.
Employee Benefits
Options may include health, dental, vision, and supplemental benefits.
Life Insurance
Coverage options designed to help protect families, partners, and businesses.
Commercial Insurance
Access an online small-business insurance quote through ERGO NEXT.
Protect the Business You've Built
Explore available small-business insurance options and get started with an online quote through ERGO NEXT.
Knox Life Solutions may provide links to third-party insurance providers and platforms. Insurance products, eligibility, premiums, limits, deductibles, exclusions, underwriting requirements, and availability vary by business type, state, industry, risk characteristics, and carrier guidelines. Completing a quote request does not guarantee approval, pricing, coverage, or eligibility. ERGO NEXT Insurance is a separate company, and its applicable terms, underwriting requirements, privacy policies, and policy provisions apply.
Knox Life Solutions
Independent Licensed Insurance Agency · Serving Families, Seniors & Business Owners.
Phone: 813-825-0506
Email: Info@KnoxLifeSolutions.com
Hours: Mon–Fri, 9am–6pm ET
Ready to get started?
Legal & Info
Knox Life Solutions is licensed to sell insurance products. License numbers vary by state.
Knox Life Solutions is a licensed insurance agency. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Plan availability and carrier/product representation may vary by ZIP code, county, and state. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
© 2026 Knox Life Solutions. All rights reserved.